Refund Options Choose from: Paper Check. Refund check arrives in approximately 4-6 weeks after your return has been accepted by the IRS. Direct Deposit. Your refund will be directly deposited into your bank account approximately 21 days after the IRS has accepted your return. Prepaid Debit Card. Your refund will appear on a prepaid debit card by the IRS approximately 21 days after your return is accepted. Electronic Refund Check or Deposit (ERC or ERD). Electronic Refund Check typically available 21 days after electronically filing a tax return. You can pick up your refund check or have your refund deposited into your bank account or on a prepaid debit card. Your tax preparer can provide you with more information about this option. For free tax advice or to schedule an appointment, contact your local office by calling 1-866-871-1040 or use our office locator to find the Liberty Tax nearest you. Ready to file? Start your taxes online or learn more about our Liberty Online tax preparation software.