¹ To be eligible for the $1,200 loan amount, your expected Federal refund less authorized fees must be at least $9,950. Amounts over $200.00, must have prior year funding history with Liberty Tax. A Holiday Advance is a loan secured by and paid back with your tax refund and is offered by Republic Bank & Trust Company, Member FDIC, to eligible taxpayers. Loan amount options are based on your expected Federal refund less authorized fees. If approved for an Holiday Advance, a Finance Charge will apply. Loan is subject to underwriting and approval. The Holiday Advance proceeds are typically available within 24 hours of IRS acceptance of tax return or within 24 hours for those filing before the IRS start date; however, if direct deposit is selected, it may take additional time for your financial institution to post the funds to your account. Visit your Liberty office to learn about the cost, timing and availability of all filing and product options. Valid at participating locations. Valid until 1/13/24.