Refund and Advance Options

Choose from the following Refund Options:

Paper Check. Refund check(s) mailed by taxing authority and arrives in approximately 3-4 weeks after your return has been accepted by the IRS or state.

Direct Deposit. Your refund(s) will be directly deposited by the taxing authority into your bank account usually within 21 days after the IRS or state has accepted your return.

NetSpend® Liberty Tax® Prepaid MasterCard®. Your refund(s) will be loaded on a NetSpend® Liberty Tax® Prepaid MasterCard® usually within 21 days after your return is accepted. 1 Additional fees may apply. 

Refund Transfer (RT)2.  By choosing a Refund Transfer, you get the convenience of an IRS Direct Deposit and no upfront fees.  Once the IRS or state sends your refund, usually within 21 days, your fees can be deducted from the refund proceeds.  The balance of your refund will be disbursed as a check printed in the tax office, direct deposited in your personal bank account or loaded on a NetSpend® Liberty Tax® Prepaid MasterCard®. 1 Additional fees may apply. 

Advance Options:

In-Store Tax Refund Advance Loan*: $750 loan secured by your tax refund available to qualifying applicants. There are no fees or interest associated with the tax refund advance loans. Proceeds are typically available within 24 hours or less of IRS acceptance of tax return, however if direct deposit is selected it may take additional time for your financial institution to post funds to your account. The tax refund advance loans do not require an RT. Disbursements with an RT include check, direct deposit or NetSpend Prepaid Debit Card.  Disbursement options for a tax refund advance loan with no RT are either direct deposit or NetSpend Prepaid Debit Card.

Online Easy Advance*: $350 loan secured by your tax refund available to qualifying applicants.  There are no fees or interest associated with the Easy Advance. The Easy Advance does not require an RT.  Disbursement options for an Easy Advance are either direct deposit or check.  Proceeds are typically released within 24 hours or less of IRS acceptance of tax return, however if direct deposit is selected it may take additional time for your financial institution to post funds to your account.  If check is selected, then once approved, the check will be sent overnight to the address you provide. 

For free tax advice or to schedule an appointment, contact your local office by calling 1-866-871-1040 or use our office locator to find the Liberty Tax nearest you. 

Ready to file? Start your taxes online or learn more about our Liberty Online tax preparation software. 

 

*$750 Tax Refund Advance Loan: A tax refund advance loan is a loan secured by your tax refund and offered to qualifying applicants as an Easy Advance by Republic Bank & Trust Company, member FDIC, and as a Refund Advance Loan by MetaBank. There are no fees or interest associated with the tax refund advance loan. Tax refund advance loans are an optional tax-refund related loan (it is not the actual tax refund). The amount of the advance will be deducted from the tax refund(s) and reduce the refund amount that is paid directly to the taxpayer. Tax returns may be filed electronically without applying for this loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards.  Visit your Liberty office to learn about the cost and timing of all tax filing and product options. Available at participating locations. Jan. 4-Feb. 29th, 2016.

$350 Tax Refund Advance Loan: A tax refund advance loan is a loan secured by your tax refund and offered to qualifying applicants as an Easy Advance by Republic Bank & Trust Company, member FDIC. There are no fees or interest associated with the tax refund advance loan. Tax refund advance loans are an optional tax-refund related loan (it is not the actual refund). The amount of the advance will be deducted from the tax refund(s) and reduce the amount that is paid directly to the taxpayer. Tax returns may be filed electronically without applying for this loan. Availability is subject to satisfaction of identity verification, eligibility criteria, and underwriting standards. In order to apply for the online $350 tax refund advance loan the following criteria must be met: 1) Must file a federal tax return with Liberty Online. No “state only” tax returns filed with Liberty Online are eligible. 2) Must be 18 or older to qualify. 3) Your estimated tax refund must be greater than or equal to $600 USD. 4) No print and mail tax returns are eligible Offer valid for e-File customers only.  Valid through 2/29/2016.

1The NetSpend Liberty Tax Prepaid MasterCard is issued by MetaBank, Member FDIC, pursuant to license by MasterCard International Incorporated. NetSpend, a TSYS® Company, is a registered agent of MetaBank. Certain products and services may be licensed under U.S. Patent Nos. 6,000,608 and 6,189,787. Use of the Card Account is subject to funds availability and ID verification. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. See the Cardholder Agreement for details.

The NetSpend Liberty Tax Prepaid MasterCard may be used everywhere MasterCard is accepted.   

MasterCard is a registered trademark of MasterCard International Incorporated. All other trademarks and service marks belong to their respective owners.   

© 2014 Total System Services, Inc.® All rights reserved worldwide. TSYS and NetSpend are federally registered U.S. service marks of Total System Services, Inc.

2 A Refund Transfer (RT) is a financial product offered by River City Bank Tax Division or Republic Bank & Trust Company, Member FDIC, and processed by JTH Financial, LLC.  An RT is not a loan.  An RT Fee (if applicable) and all other authorized fees will be deducted from your refund once it has been received from the IRS or state.  Your tax preparer can provide you with more information about RTs and cost-free refund options. 

 

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$70 Refund Advance Loan*