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An RT Is Not a Loan
It's a fee-based financial product offered by Republic Bank & Trust Company and processed by JTH Financial, LLC.
What Does It Cost?
Refund Transfer pricing is $54.95 for federal and/or state refunds.
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Typically, once your refund is processed, your card company will post the credit to your account within three to seven business days.
Put simply, a refund advance, or Refund Transfer, is a loan you can take against your tax refund, essentially allowing you to claim your tax refund in advance. Typically, Refund Transfer funds become available within 24 hours of the IRS accepting the tax refund.
2A Refund Transfer (RT) is a fee-based financial product offered by Republic Bank & Trust Company and processed by JTH Financial, LLC. An RT is not a loan. An RT Fee and all other authorized amounts will be deducted from your refund once it has been received from the IRS or state. Your tax preparer can provide you with more information about RTs and filing options without additional costs.